Dividend Update November 2022

⬆️⬆️⬆️ CLICK THE PORTFOLIO TAB ABOVE TO SEE UPDATED SCREENSHOTS ⬆️⬆️⬆️

November 2022 top songs playlist: 🔥🔥🔥 🎶 Metallica - Master of puppets, Metallica - Frantic, & Tenacious D - Master Exploder (Jack Black) 🎶 🔥🔥🔥

The final 2 months of the year always feel soo good, what you just read above is basically what happens when a 16-hour day becomes a "video game"🔥🔥🔥. I'm feeling a $3,000 invested month coming again in December, I'm calling it. I'm ready to wrap this year up and move on to 2023. Just doing repeated purchases over and over again nothing new. Just ignoring all the BS on the internet (especially Youtube) and just out here getting money. It's gotten to the point where I just straight up don't care anymore. I'm just love being on fire 🔥🔥🔥, a good "metaphor" of what it feels like to love a 16-hour day over and over again, is the "human torch" from the "Fantastic Four"............"flame on" 🔥🔥🔥. That's all I got for you guys so as usual scroll down below to see the dividends and purchase. Until next time 🎁❄️☃️🎁❄️☃️🎁❄️☃️

Roth IRA

Total: $108.62

Taxable Account

Total: $27.58

Grand Total: $136.20

YoY: 25.65%

Purchases: 8 shares of (AAPL) ($1,199.56) & 2 shares of (DPZ) ($366.36)

Dividend Update October 2022

 

Happy (late) Halloween!!! 🎃 🎃 🎃 If was I going trick or treating I would go as my boy "Static Shock" from DC (childhood cartoon). "Static Shock" was my sh$t when I was a kid. The white/yellow goggles, gloves, blue jacket, white shirt with the static shock symbol & everything else and only the true G's would recognize who I'm dressed as lol. Alright so this month was nothing more than being consistent, so when I have a month where I'm just making repeated purchases it just going to be a cute little update. Like I stated last month I won't be buying any new positions until at least 2024, as far as my Taxable Account I pretty much got every high-conviction single stock I wanted (within reason) from my "strict" watchlist. The biggest mistake I've seen is where people continue to spread out their positions waaaay too thin when they would have been better off scaling up their higher convictions. Now I want every position in the Taxable account (main account) to be $10,000+. The Roth IRA (secondary account) will receive some changes over the next 12 months (slowly building a cash position). Basically replacing old positions with better "long term" performing positions (that have stronger metrics). So this update is super short, scroll down ⬇⬇⬇ to see October's dividends and purchases. Until next time 🍗 🍗 🍗       

Roth IRA

Total: $111.73

Taxable Account

Total: $25.87

Grand Total: $137.60

YoY: 41.95%

Purchases: 5 shares of (AAPL) ($708.11), 2 shares of (MPWR) ($693.73), & 2 shares of (DPZ) ($634.83)

Dividend Update September 2022

 

Welcome back to the most unorthodox investing blog you will ever come across on the Internet. My favorite songs during September was 🎶 "Nookie" and "My Way" by Limp Bizkit 🎶. A 16 hour day feels so f$$king good 😈 🔥🔥🔥  its soo hard to stop. I'm like a formula one driver that loves embracing those brutal lateral G force's when your aggressively braking & accelerating throughout the turns on track and then topping out at 200 mph on the long straights over and over and over again. (#Full Throttle 🏁 ) My average contributions month by month are averaging between $2,000 to $3,000 a month. When I was 16 years old in high school I already had a feeling that I was going to grow up and be abnormal with money in my 20s. I'm not surprised, at 16 years old I was watching old YouTube videos on how to franchise a "Dollar tree" store, and I was sooooo OBSESSED with videos of Billionaire's. I don't know what life is like where your not pursing "wealth"...... I'm totally ignorant to that. Back in highschool already knew I was going to be "different". So there's a little "behind the scenes" treat to the very few that actually clicks and read the blog updates. So as usual scroll down to the dividend income. 

Roth IRA

Total: $119.64

Taxable Account

Total: $25.80

Grand Total: $145.44

Dividend Raises: MSFT = 9.68%, INTU = 14.7%

Purchases: 4 shares of (MPWR) ($1,589.18) & 2 shares of (NVDA) ($247.08)

(MPWR) Monolithic Power System is my second semi-conductor stock addition to the Taxable Account. Unlike (NVDA) which is my only long term "growth" position, this one is high dividend growth/high growth style single stock. This is the last "new" high-conviction single stock that ill be buying for 2022 & 2023. For the regular brokerage account, I will not be buying into any new positions until 2024. I just want to scale up my positions and the consistently dollar-cost average for the next 14 to 16 months as we could possibly hit the bottom or the market continues to crash either way I'm still buying more shares. For the Roth IRA ill be selling and replacing some positions with better single stocks. For right now I'm doing nothing with my Roth IRA, other than consistently building a cash position. The brokerage account by default is my primary account so don't expect much activity with the Roth IRA. So scroll down below to take a look at some info/metrics on my new addition to the Taxable Account (10 positions total).

Company summary: Monolithic Power Systems, Inc. engages in the design, development, marketing, and sale of semiconductor-based power electronics solutions for the computing and storage, automotive, industrial, communications, and consumer markets. The company provides direct current (DC) to DC integrated circuits (ICs) that are used to convert and control voltages of various electronic systems, such as portable electronic devices, wireless LAN access points, computers and notebooks, monitors, infotainment applications, and medical equipment. It also offers lighting control ICs for backlighting that are used in systems, which provide the light source for LCD panels in notebook computers, monitors, car navigation systems, and televisions, as well as for general illumination products. The company sells its products through third-party distributors and value-added resellers, as well as directly to original equipment manufacturers, original design manufacturers, electronic manufacturing service providers, and other end customers in China, Taiwan, Europe, South Korea, Southeast Asia, Japan, the United States, and internationally. Monolithic Power Systems, Inc. was incorporated in 1997 and is headquartered in Kirkland, Washington.

Dividend Growth

During the last 5 years (MPWR) has grown it's annual dividend by 200%.

Dividend stats: current yield = 0.91%, 4 years of dividend growth, payout ratio = 23.33%, 3 Year CAGR = 23.86%  5 Year CAGR = 28.93% 

Total Return 

(10 years)

Revenue Growth

Business Collaborations

That's it for this update.......until next time.

Dividend Update August 2022

Ok, so I got some good news.......I just finished re-watching season 1 of Ben 10 (the original from 2005). I felt so good reliving my childhood again it was amazing☺....................let me guess you were expecting investing news right? Everyone soo scared to see the market dip down some more again and I'm over here excited to get started on re-watching season 2 of Ben 10 (2005) lol. You know what just forget what I just said go ahead and scroll down to see the dividend income.

Roth IRA

Total: $105.99

Taxable Account

Total: $25.40

Grand Total: $131.39

Purchase: 4 shares of (AAPL) ($692.18) & 3 shares of (DPZ) ($1,185.24) 

(AAPL) & (DPZ) are new positions in the Taxable Account. I won't be doing a presentation on AAPL because ............well it's Apple it's a "no-brainer" single stock,........at least for me it is. (AAPL was first added last month) So down below I'll give a little presentation on some of the key metrics I go through on EVERY high conviction single stock I look at when I'm doing my own research and pure due diligence.........which is most important. For me, the real definition is tedious due diligence. I ONLY invest in high convictions. I go through about 20 to 25 different metrics, from metrics like "dividend payout ratio" to "shares outstanding dilution/or buybacks" in the last 10 years and everything in between. Scroll down below to see some of my favorite single-stock metrics. 

Dominos Pizza Inc.

In the last 5 years (2017 - 2021) DPZ has raised its annual dividend per share by 104.34%, a little over double the output of the annual dividend payout. With only 8 years of dividend growth history, a 31.85% payout ratio, and a consistent net cash flow growth year over year, Dominos Pizza could easily continue to give out double-digit dividend raises for many years into the future. (DPZ) dividend stats: current yield = 1.2%, 3-year CAGR = 19.35%, 5-year CAGR = 19.42%, when the dividend growth history exceeds 10 years then the CAGR for 10 years will be calculated on Seeking Alpha.com. For those who don't know, C.A.G.R. stands for Compound Annual Growth Rate. 

Total Return Comparison

(10 years)

Just a reminder that (AAPL) is like my personal custom S&P 500 benchmark. I didn't choose Apple to be my custom benchmark the stock earned its place to be in my total return comparison. The S&P 500 will always be included as well, so it's like I have 2 levels of stock market benchmarks. So as you see in the graph above im taking advantage of the market decline of 2022 and dollar-cost averaging into (DPZ) as the stock gets beaten down. As of today (9/5/2022) Year to date the stock has declined by -33.88%. When a long-term high conviction single stock takes a hard decline in price I'm excited to buy more and doing so positions my portfolio to benefit well when the market decides to fully recover back to previous all-time highs. Alright so keep scrolling to see the other metrics.  

Not much to say other than steady growth year over year, so keep scrolling.

U.S growth is slow and steady but I like that (DPZ) is focusing on international growth. 

Consistent quarterly/ yearly earnings growth is very important to me. Especially revenue and net cash flow growth because if they can't consistently grow year over year then they can't consistently afford to give out those double-digit dividend raises. I analyze the increasing gap between net cash flow growth and the rising cost of running the dividend payout. Scroll down some more to see the last metric I have to show.

Revenue and Net Income

(side note: everything is from left to right)

Along with Revenues/Net Income, I also do a deep dive into the balance sheet & cash flow statement. So that are just a few of the metrics I go through before investing in any single stock. Obviously, I'm not going to take a screenshot of all 25 metrics and put you to sleep lol but this will give you an idea of what my research is like behind the scenes. So that's it for this one, I'm going to get started on re-watching season 2 of Ben 10 (2005) and ill see you guys in the next update.  

Dividend Update July 2022

 

(New record in my 20s)

$3,660 in contributions in a month

(100% Taxable account)

1# Song/Video of the month (Press play)

14 to 16 hour day = Michael Jackson dance move's

(Biggest lesson I learned in 2022: In order to become "very" wealthy you have to be "very" abnormal). Truth is.................im in love ❤️ with a 16-hour day. I enjoy this a billion times more than the 2 weeks of paid vacation I had back in April 2022. 

Roth IRA

Total: $108.98

Taxable Account

Total: $21.83

Grand total: $130.81

Purchase: 1 share of (MSCI) ($412.84), 7 shares of (ODFL) ($1,795.18), & 9 shares of (AAPL) ($1,442.60)

New single stock position analysis coming in the next update.

Dividend Update June 2022

 

Happy 4th of July !!! Welcome back to another update, as always I'm being an extremely aggressive buyer during this crash. I'm not holding back, the more people get scared the better. I'm dollar-cost averaging on a rotating basis, which means I'm not buying into just one single stock over and over again. I purchase more shares of stock in sets of 3 (or more) so for example over the last 3 months I have basically been buying (INTU), (MSCI), & (ODFL) in rotation. So it's (INTU), (MSCI) then (ODFL), and then I return back to (INTU) and start the cycle again. Sometimes I would bring (NVDA) into the buying cycle. Then I might go back to (MSFT), (NKE), & (MA) and rearrange the cycle. So I'm spreading out the repeated purchases of the same single stocks. I only explained all this because I don't got much to talk about this month lol. It's just the same thing over and over again. So scroll down below for the dividend income. 

Roth IRA

Total: $114.48

Taxable Account

Total: $19.42

Grand Total: $133.90

Purchases: 9 shares of (O) ($611.24), 3 shares of (INTU) ($1,098.02) & 1 share of (MSCI) ($390.52)

(MAIN) extra payment of $2.08 is a special dividend. I don't get all excited over a special dividend because its an abnormal payment..........don't expect special dividends its just a bonus. When it comes to dividends, my mindset is purely on dividend increases. A dividend raise is a billion times more important than just sitting around fantasizing about a dividend yield. (just keeping it real) So next month................is going to be fun (just a little hint) #FullThrottle. So I'm gonna go back to rewatching old episodes of Ben 10 (2005) (the original series not the new remake crap) and ill see you guys in the next update.  

Dividend Update May 2022

 

Welcome back to another monthly update, nothing special just being an aggressive buyer during this stock market crash. (INTU), (MSCI), & (ODFL) are my main stocks right now. (NVDA) is always on the sidelines, buying a few shares between my main purchases. In about 2 months I'll be adding 3 new low yeild/growth stocks. One of them obvisously being (AAPL) (my personal custom benchmark stock) the other 2 stocks will be revealed when I purchase them. Just a reminder that any new addition to the Taxable Account are high conviction's. They fall into the High Growth/Low Yeild/ Double-Digit Dividend Growth Style. Im taking advantage of the "recession" that everyone is about and dollar cost averaging into the massive discounts of my high conviction single stocks. I would be soo stupid not being an aggressive buyer right now. I'll cut you some slack if your brand new at this. For me I know better and just watch...........im going to surpass $3,000+ in contributions in a month during this stock market crash. It's going to be a real life compilation of "What I wish I did in my 20s". Someone in there 20s doing what people wished they did when they were younger. I also noticed a massive jump in my followers on my Facebook page. Surpassed 700 followers without posting anything for a month.....thats crazy. For some reason people really liked my simple Nvidia quarterly earnings post. People probably like me because I get straight to point not wasting there time or that I always keep it real. Scroll down to see the dividend income below.

Roth IRA

Total: $101.85

Taxable Account

Total: $19.45

Grand Total: $121.30

Purchases: 3 shares of (ODFL) ($833.25), 2 shares of (INTU) ($733.44) & 2 shares of (NVDA) ($330.65)

Another short update as usual................unless you want to hear about the video game playthrough on youtube I'm watching of Kirby and the forgotten land by (twitch streamer) Emiru then I guess we're done here lol. I'm more worried about Kirby then this stock market crash lol anyways that's all for the one. I'll see you in the next update.  

Dividend Update April 2022

 

Welcome to the April 2022 update. The market continues to crash and I've been soo happy to see these prices drop so I can strengthen my dollar cost average across all my high convictions in the taxable account. to be real.........this sh@t is soo easy, I'm pretty much doing the same thing I did during the 2020 crash. This is straight stupid easy, people getting scared = I make money. I actually want the market recovery to be slower than the aggressive V shape recovery in 2020. So I can have a bigger window of buying opportunities. The investing YouTubers have been nothing but sweet entertainment, just a bunch of flip-flop videos like one day they say that "we just hit the bottom" and then the next day stocks drop by 5% to even 15%. Then they have to upload another video explaining themselves and why the market continued to drop. With me have you noticed I've been very quiet on my Facebook page. I can't predict the future, I don't know when the stock market will bottom and enter a massive recovery rally..........I don't know. When the 2020 crash happened I completely focused on consistent dollar-cost averaging across all of my long-term single stock holdings, and because i kept on buying I grew the portfolio by like $35,000 throughout the uptrend of the second half of 2020 & most of 2021. Remember my monthly contributions in 2020 were a lot smaller back then. So this time with much bigger monthly contributions I'm going to continue to do the same thing. The only difference is that I'm dollar-cost averaging into my High Growth/ Low Yield Total Return style (supported by yearly double-digit dividend raises & strong fundamentals). So the results throughout the recovery after all this drama could be a lot different so we'll have to wait and see what happens for the remainder of 2022 and the start of 2023. Scroll down to see the dividend income breakdown.     

Roth IRA

Total: $105.11

Taxable Account

Total: $15.35

Grand Total: $120.46

Dividend raise: (JNJ) 6.6% & (PG) 5%

Purchases: 8 shares of (NKE) ($1,034.06), 2 shares of (MSCI) ($936.66) & 1 share of (ODFL) ($274.70)

Next month ill be buying (INTU) & (NVDA), Nvidia has dropped like 40% from its all-time highs. I would be stupid to not grab some shares of this high conviction. Remember folks I'm looking out at least 10 years with every purchase. (10 years minimum) Like I've said before, I feel like it's 2018 again and I remember people on Facebook and Youtube making fun of Nvidia because it has a 0.06% yield and it fell like 30% - 40% from its all-time highs at the time, but guess what check this out. From December 31st, 2018 to April 13th, 2022 Nvidia is up 430% even after the stock price dropped so much it's still up massively. I could have bought it back in 2018 but I wasn't experienced enough to understand what it was. For me, Nvidia is 100% a growth position, between purchases of my main stocks I may buy 1 to 3 shares at a time to spread out my dollar cost average. It's good to have that one growth stock in the mix that you 100 % understand that's a high conviction. So that's it for this short update, I'm soooooooo happy to be back at work. Sometimes vacations are torture, but I enjoyed it for what it is but now its time to get back into full throttle $$$$............until next time fellas.

Dividend Update March 2022

TO VIEW THE PORTFOLIO CLICK ON THE "PORTFOLIO TAB" ABOVE

 

What's going on fellas, welcome back to the dividend mascot blog. I just came back from Las Vegas, right now in the middle of April I'm having my 2 weeks paid vacation. I've told stories on here in the past that vacations are extremely hard for me but might as well take advantage of it and enjoy it. It may be hard to believe but it's hard for me to stop doing my 14/16 hours days........sometimes back to back....... it's really hard. I'm nibbling at $3,000 invested a month back to back...........do you really think I want to slow down and take a break? hell no...........for March 2022 I hit $2,845 in contributions. That's like telling a formula one driver to end the practice session early and bring the race car back into the pit lane right when he's getting into the rhythm of hitting new personal records on the race track. The total contribution for Q1 2022 is $9,550. Here's a little treat, the top played song throughout the first quarter is 🎶 I got the feeling 🎶 by James Brown. 16/14 hour days are nothing more than a bunch of James Brown dance moves. That's how I roll, so let's continue down by going over the dividend income and future plans. 

Roth IRA

Total: $101.30

Taxable Account

Total: $ 15.93

Grand Total: $117.23

Q1 (First Quarter) Dividends: $305.26

Purchase: 6 shares of (MA) ($1,945.38), 4 shares of (MSFT) ($1,215.75), 39 shares of (O) ($2,538.52) & 6 shares of (JNJ) ($1,063.44)

Sold: All shares of (LTC) & (MCD) 

This month Main Street Capital (MAIN) paid out a special dividend ($2.75). I Sold (LTC) reinvested everything back into (O) & sold (MCD) reinvested everything back into (JNJ). McDonald's could make its return one day but it will be placed into the Taxable Account. Light-weighted holdings are a waste of my time so I got rid of it and made my Johnson & Johnson holding a bigger position. More changes to come for the Roth IRA. Next month I'll be buying more (MSCI) and (ODFL). Old Dominion Freight Line is one of my favorite high convictions because it's a trucking company it's soooo predictable and easy to understand. Either by the end of this year or early next year ill own $10,000 worth of their stock. The key lesson here is if you are serious about long-term single stock investing stick to your highest convictions with the strongest fundamentals because if or when they drop by -5%, -10%, -15%, or even -20% in the red. You are excited to buy in even more because you've done 1000% due diligence on everything.

So that's your quick blog update for March and tell you the truth.........i can't wait to get back to work. Don't get me wrong sometimes I enjoy just sitting in my game room laying back on the couch eating ice cream watching tons of anime and playing video games but after like 3 days..........I'm ready to make some money lol. Currently, I have another full week left of paid vacation in April (2 weeks total). My next trip will be to Washington D.C. I'm going to see the White House for the first time in my life. I like to take my vacations in the first half of the year so I can just go full throttle throughout the rest of the year. I can honestly say that I truly understand why Ellen DeGeneres (worth over $350 million btw) was having a hard time just sitting in her big mansion laying on the couch calling her celeb friends during the peak of covid-19. She doesn't know how to not work, that's why she's so successful and has a hit talk show with celebrities. I also understand why billionaires work the way they do.....I get it. Anyways I have nothing left to share for the month so ill see guys in the next update. 

Dividend Update February 2022

 ⚠ TO VIEW THE PORTFOLIO CLICK ON THE "PORTFOLIO TAB" ABOVE ⚠

Welcome back to the blog fellas, my biggest agenda for the month was should I get a Kirby pillow or a Pikachu pillow for my game room?........... I'm having a hard time deciding. Meanwhile, people are crying like a baby over the current market fluctuations. It feels like the fourth quarter of 2018 all over again, from a percentage drop comparison the numbers look similar but the time frame is different. I bet 2 years from now people are going to regret either selling all their shares or the classic "I wish I would have bought more". For me, I'm just buying more shares of strong metrics/fundamentals at a discount. The strong revenue growth is still the same, strong net cash flow growth is still the same, or the consistent double-digit return on invested capital is still the same. As far as my single picks on my watchlist or in the taxable account, the only thing that has changed is the stock price.........that's it. Quarterly earnings are still hitting new records, so dollar-cost averaging is all I'm doing. I'm about to buy a crapload more of Mastercard (MA).  So let's get to why you even clicked on this blog in the first place and get to the dividend income below. 

Roth IRA

Total: $98.32

Taxable Account

Total: $12.89

Grand Total: $111.21

Dividend raise: Coca-cola (KO) 4.8%

Purchases: 3 shares of (MSFT) ($902.30), 7 shares of (NKE) ($963.97)

As you can see above KO has given out a 4.8% dividend raise which is just average. I'm not like one of those people that get down to their knees being grateful for like a 1% dividend raise lol 😆 . Because once you understand how a dividend increase is created behind the scenes, you ignore all the emotional bullsh$t and get straight to the metrics. A set of metrics that give you the highest probability of receiving dividend increases to the size of 20%, 25%, or even 30%. So like I stated above ill be buying a lot of (MA) in March, and then dollar-cost average some more into (MSFT) & (NKE). After that ill be loading more shares of (MSCI), (INTU), & (ODFL). This is another short update, so I'll see you guys in the next update.

Dividend Update January 2022

TO VIEW THE PORTFOLIO CLICK ON THE "PORTFOLIO TAB" ABOVE

Don't worry about January it's only the start of the year, for me the first month of the year is usually the lowest payout.  All I can say for 2022 is that I'm going to destroy the F$CK out of this year. From what you saw in the December 2021 update, I guess the biggest question is that. Will I hit $3,000+ invested in a month again?.........oh hell yeah, definitely going to hit that number again. $2,475 for January 2022 but I want to see that number again. Side note: Just a little friendly disclaimer, 99% of my contributions go towards the regular brokerage account (Taxable Account). Not the Roth IRA, I have 0 plans on having any of my serious investments being tied up until age 59.5. (just keeping it real) For 2022, it has gotten soo ridiculous that a 16 hour day has become nothing more than pulling off my favorite Michael Jackson dance moves, or a 14 hour day is nothing more than performing my favorite James Brown footwork. It's almost like when Michael Jordan enters the zone he becomes untouchable on the basketball court, and all of his maneuvers look like a dance move. It's now to the point that I cant wait to do another 16 hour day again and capture more double time. Anyways that's enough on the intro let's scroll down to the info you came here to see.

Roth IRA

 

Total: $74.78

Taxable Account

Total: $2.04

Grand total: $76.82

Purchases: 3 shares of (MA) ($1,108.50), 1 share of (INTU) ($552.17), & 1 share of (NVDA) ($268.99)

So recently on February 2nd, I've received a massive annual dividend raise of 50% from my Truck driving stock (ODFL). This showcases my unique low dividend yield/total return style supported by strong double-digit dividend raises. With a ~ 11% dividend payout ratio Old Dominion Freight line could give out a 30% annual dividend raise over and over and over again. Double-digit quarterly earnings growth back to back throughout 2021, the board of directors was more than impressed with the performance of management so they approved the 50% dividend raise. Aggressive yearly net cash flow growth combined with a low dividend payout ratio gives the business the ability to give out massive annual dividend raises. In the future I see ODFL giving out a 25% dividend raise in January 2023. I'll continue to do more screenshots of other dividend increases from Seeking Alpha throughout the year on my Facebook page. I'll talk more about the dividend raises that ill receive in February in next month's update. Since this is just the first month of the new year, this one will be a very short update. I've just been funding the Taxable account and dollar-cost averaging into my high conviction plays throughout this market dip. So that pretty much wraps it up for this one and ill see you guys in the next update.

Dividend Update December 2021

⚠ TO VIEW THE PORTFOLIO CLICK ON THE "PORTFOLIO TAB" ABOVE ⚠

 

December Contributions: $3,025 

December soundtrack: 🔊 🎶  ❤ Trey Songz - Na Na ❤, Ciara - Oh ft. Ludacris, Lloyd Bank - I'm so fly, Mobb Deep - Shook One's Pt. II, Young Thug - London ft. J. Cole, Travis Scott, ❤ Akon - Locked up Ft. Styles P ❤. Added bonus: Trey Songz - Na Na (Slowed + Reverb) 🔊🎶  #freshmoney

Sometimes I ask myself, "do I even belong in this niche?"..........next thing you know I get a notification saying 10 people recommend my Facebook page, then I get 5 new followers. Then I'm like "oh ok never mind". In the past, I always thought I was going be on Twitch TV live streaming video games but somehow.........I ended up here. So welcome back to the blog, 2021 has come to a close. So this is the year-end blog update. This month I have added another single stock from my very strict watchlist. Scroll through the dividend income below to continue. ⬇⬇⬇

Roth IRA

Total: $134.75

Taxable Account

Total: $22.60

Grand Total: $157.35 (new record) 

Purchase: 3 shares of (INTU) ($1,908.49) & 4 shares of (ODFL) ($1,408.39)

2021 Grand Total: $1,508.74

(Keep scrolling ⬇⬇⬇)

(Company summary)

Intuit Inc. provides financial management and compliance products and services for consumers, small businesses, self-employed, and accounting professionals in the United States, Canada, and internationally. The company operates in four segments: Small Business & Self-Employed, Consumer, Credit Karma, and ProConnect. The Small Business & Self-Employed segment provides QuickBooks online services and desktop software solutions comprising QuickBooks Online Advanced, a cloud-based solution; QuickBooks Enterprise, a hosted solution; QuickBooks Self-Employed solution; QuickBooks Commerce, a solution for product-based businesses; QuickBooks Online Accountant and QuickBooks Accountant Desktop Plus solutions; and payroll solutions, such as online payroll processing, direct deposit of employee paychecks, payroll reports, electronic payment of federal and state payroll taxes, and electronic filing of federal and state payroll tax forms. This segment also offers payment-processing solutions, including credit and debit cards, Apple Pay, and ACH payment services; QuickBooks Cash business bank account; and financial supplies and financing for small businesses. The Consumer segment provides TurboTax income tax preparation products and services; and personal finance. The Credit Karma segment offers consumers with a personal finance platform that provides personalized recommendations of home, auto, and personal loans, as well as credit cards and insurance products. The ProConnect segment provides Lacerte, ProSeries, and ProFile desktop tax-preparation software products; and ProConnect Tax Online tax products, electronic tax filing service, and bank products and related services. It sells products and services through various sales and distribution channels, including multi-channel shop-and-buy experiences, websites and call centers, mobile application stores, and retail and other channels. The company was founded in 1983 and is headquartered in Mountain View, California.

I'm going to list some of (INTU) stats: starting dividend yield = 0.50%, Dividend growth CAGR (Compound annual growth rate) 3 year = 13.88% 5 year = 14.69% 10 year = 32.70%. Dividend payout ratio = 23.27%, currently has 10 years of dividend growth. Current Market cap is ~ $150 billion.

Over the last 5 years, Intuit has grown its dividend by 73.75%

10 year Total Return Comparison

During this little market correction at the start of the new year ill be buying even more (INTU) throughout the first quarter of 2022. You can notice the sharp dip at the end of the Total Return comparison next to Apple. I ONLY stick with high convictions so when the market takes a dip you are motivated to buy even more shares because the core metrics are still the same so now I can in at a cheaper price. Consistent momentum over 10, 15, & 20-year time frame in stock price, revenue growth, net cash flow, dividend growth, ROIC (return on invested capital). After a while, I'm gonna sound like a broken record because I'm repeating the same metrics over and over again. There are about 25 different metrics I look at but I just list the main ones that anyone can understand. Have you noticed that EVERY single pick that I've revealed from my personal strict watchlist has either outperformed or just barely trailed behind AAPL (Apple). In 2021 Apple had a 30% return on invested capital.............as of today I don't think any of my strict picks comes close to that. Having a single stock like AAPL as your personal custom S&P 500 benchmark causes you to look for the strongest metrics in the game. It feels like I'm playing the Yu-Gi-Oh duel monsters card game when I was like 10 years old. My parents would drop me off at school early, and I would be in the cafeteria trading duel monsters cards. Trying to build a stronger deck, by trading out the weaker magic cards, trap cards & monsters cards for stronger ones that have better stats. Definitely loved watching the cartoon show as a kid (I'm definitely going to watch it again on Netflix when I finish this). Scroll down to get to the revenue breakdown. 

Cool Fact: In 2021 Intuit's (INTU) net cash flow was $2.062 Billion, and paid out $646 million in dividends. People need to understand that dividends ARE NOT FREE, it cost a sh$t load of money to run that dividend payout, plus you need to add in giving out a solid double-digit dividend raise. This is why I love low payout ratios paired with consistent double-digit dividend growth. (side note: all info was taking from Seeking Alpha.com on the cash flow statement page and Intuit.com) As you can see above is basically a revenue breakdown by quarter for 2020 & 2021. You got Quickbooks, TurboTax, Credit Karma and there are probably more streams of income that got put together in one column. I bet the Mint fiance app is under the consumer category. It's always good to see consistent year-over-year growth across the board. You want the revenue growth & net cash growth to be strong enough to support future double-digit dividend increases. So they can actually afford it. You also want the net cash to far outpace the dividend percentage growth itself. 

For example, if the net cash of a low dividend yeilding/ low payout ratio high growth company is let's say.............$250 million and the cost of the dividend payout is $75 million a year. There's a gap of $175 million between the net cash flow and the running cost of the dividend payout. Then the following year the net cash flow grows to $350 million and the running cost of the dividend payout is raised to $125 million. That leaves a gap of  $225 million, seeing that gap consistently grow year after year while giving out 10%, 15% or even 20% dividend raises is very attractive. Low dividend payout ratios are the sh$t. You know what...........I'm ready to watch some Yu-Gi-Oh on Netflix. So i hope everyone had a great New Years, and I am soooooooo ready to abosultely destroy 2022. So ill see you guys in the next update.