Dividend Update November 2020

 

What's going on guys, welcome to the blog. First off let me give a firm salute to our veterans for November 11th "Veterans day". Hope you all had a great Thanksgiving. Usually, I would get fat but I didn't eat as heavy, guess I wasn't feeling it this year. I should also add that I've already hit $4,000 on the dot for my $5,000 savings plan. On $12.63/hr I just put my hands up and say "is this supposed to be hard ???" or am just soo ruthless I make it look easy, I could go for $10,000 if I wanted to but there's no need for me to take it that far I'm ready to get back into investing once I hit $5,000. 

Ask yourself this question, .......do you really want to be wealthy or do you just kinda want it but you value your sleep over success. As for myself sometimes it's hard to sleep because I'm ready to go out there and GET IT!!! Bill Gates has slept on the floor in his office many times in the past, Elon Musk now nowadays sleeps on the hard stiff couch in the conference room located inside his Tesla factory. (All true stories go look it up) How bad do you want it? The number 1 thing that these billionaires and I have in common is that we value success over sleep. Alright, so there's a little motivation for today. So let's scroll down and look over this month's dividend income.

 

Roth IRA

Total: $91.11

Taxable Account

Total: $41.02

Grand Total: $132.13

YoY: 24.33%

Purchases: N/A (I'm getting bored with this)😑😑😑

Alright, so this month marks the 5th anniversary of dividend growth investing!!! It's funny how this blog evolved from being this cute little "follow my investment journey" kind of story with like Barney music playing in the background lol, into a full testosterone\ adrenaline-filled RUTHLESS DETERMINATION  "$100,000 portfolio before 30" kind of story with like Disturbed 🤘 playing in the background. Talk about a dramatic change lol.

Anyway so since I'm almost done with $5,000 saved, I'll give an update on what ill do with the leftover Roth IRA contributions. My first couple of buys within the Roth IRA should be MCD, CLX, JNJ, KMB, K, & GIS I call these the laid back stocks I just buy more shares and forget about it. I may throw some extra capital at LNT (utility) & AMT because why not I still believe that there's some massive growth leftover in the 5G wave. I only have like $4,500 leftover to work with before I max it out so I'm just going to pinpoint a handful of holdings and call it a day. 

What I'm most excited about is my next big project for the taxable account. 3 MASSIVE GROWTH, tiny dividend yield, with MASSIVE DIVIDEND RAISES. Coming soon to theaters near you lol it's a big project guys. I plan to grow these holdings to $10,000 each. The 3 ticker symbols will not be revealed until I purchase them, just going to be giving a tease like this every other month until it happens. It's those massive dividend raises that I'm most interested in, but this project will not begin until after I max out the Roth IRA. Alright guys that's it for this one. Hope you all enjoy the holidays and ill see you guys next time.

Dividend Update October 2020

 

What's up guys it's ya boy Dividend Mascot coming back to you guys with another dividend update. Before I say anything, I just want to say thank you for the comments on Facebook and on the blog itself. (Kept forgetting to type that down on my blog lol) Alright, so this marks month 2 of no investing........I'm looking around like " so this is what life is like without investing?"............it sucks lol 😑. The good news is that I'm already at $3,000 in savings out of $5,000 in my savings plan. I did say it wouldn't take me that long for me to hit $5,000 in savings, but I'm getting bored though. So let's play a little game, so on $12.67hr let's see how fast someone with ruthless determination can hit $5,000 in savings. Getting back into my double shifts again (16 hours). What's really important about all of this is that before you even think about putting in your 2 weeks notice to get into a serious career you should ALWAYS save a good amount of $$$ to the side to provide that cushion. It sucks though because the market is dipping like crazy right now like the DOW is at like 26,000 ~, I'm seeing soo many buying opportunities. It's alright though I'm just chilling playing video games all day while making passive income so it's not that bad, not actively investing. Dividends are being reinvested during all of this so it's all good. Alright, so let's scroll through the dividends below. 

Roth IRA

Total: $94.17

Taxable

Total: $41.02

Grand Total: $135.19 (😴😴)

YoY: 27.98%

Purchase: N/A (marks month 2 of no investing........I'm getting  bored lol)

So I made $135.19 in dividends while playing Destiny 2 on my Xbox one.......not bad (i plan on getting the PS5 if you were wondering). Anyways the taxable account has hit a new record surpassing $40+......not bad as well. Since there's not much more to discuss in this blog post ill add some more info on my plans with the taxable account. So once I max out the leftover Roth IRA contributions for 2020, most of my focus will be on taxable account moving forward. The Roth IRA will still receive contributions on the side, but I won't be stressing over maxing it out every year (at the end of the day ill still be aggressively investing). By then ill in my new career making waaaaay more than I ever have in the past, so building that taxable account is going to be my main focus by then. See, this how I view things..........the Roth IRA is like this time capsule passive income retirement plan for the 59.5-year-old version of myself, and the Taxable account is like this custom made semi-retirement passive income plan that I can tap into whenever I want. I love the fact that there's no limit to how much I can contribute to the account. Some of you guys have seen since the beginning what I've achieved off of $9.25/hr to $12.67/hr.........and as I get closer and closer month by month to getting my CDL license I always have this question rolling in my head. What would happen if I was given a $65,000/year and up income, driving a full-size semi-truck across the United States stacking my money back to back? Because ill be out on the road several weeks at a time. Just imagine what I could do with investing in that situation. My honest answer is......I don't know. We will have to wait and see 😉.

Well, that should be it for this one folks, I just love coming on here laying on my couch just talking about investing and life. Well tomorrow is Election Day for the United States presidency. So let's see how the market reacts as we go through November. As always guys, stay safe, stay motivated, achieve whatever you want in life, and ill see you guys next time 😉.

Dividend Update September 2020

 

Alright, guys.......well I'm just going to start this off by saying that September of 2020 was just......weird. Hitting $383.06 ($375+) for the 3rd quarter and $1,073.58 ($1,000+) for the year so far in dividends was great, but the month itself was just felt empty. Guys this is literally the first month of my life where I didn't invest any capital. During all the crazy market fluctuations (especially for the DOW) I was just snoring in bed 😴😴😴. On top of that, I got me some Taco Bell and watched a ton of anime on Netflix (re-watching Hunter x Hunter if you were wondering 😉). Basically, I'm just speculating the market. I'm still working my extra hours as usual, not as intense as last month though. I'm at $2,100 currently in my savings plan to $5,000. Once that's done then I'm back in the game. Like, think of this guys.......I knew about investing and compound interest before I even walked into my first job interview.  So looking back into the past, I grew up into adulthood already knowing about compound interest and the possibilities of hitting 7 to 8 figures by full retirement. So having all of this information so deep-rooted into my life, I never understood what it was like to not have investing included in my life.

Anyways I had a few very interesting questions from last month's update. So I'm just going to answer them on this blog. "Whos your target audience with this?" Well, all I can say is that with this blog, I'm telling a story. (A badass one if you ask me) Your watching someone on $12.67/hr building massive amounts of wealth. I think any kind of audience would love to watch that. This blog is more like a hybrid mix of like 85% about my adventures in dividend growth investing and the leftover 15% is like a life vlog. Can't tell a great story if I don't include updates on what's going on in my life right? I always keep it real on here. I'll discuss more on the other question's below and also as a bonus ......the one and only AT&T holding lol. Alright so let's scroll through the dividend income.   

Roth IRA

Total: $92.07

Taxable Account

Total: $39.30

Grand Total: $131.37 

YoY: 29.44%

Purchases: N/A (first time........ever)

It's a really good feeling knowing that I made $131.37 in passive income while playing Grand Theft Auto 5 online on my Xbox. So since I didn't invest anything this month. This blog update is just going to be a big discussion. (Getting comfortable on my couch as I'm typing this on my phone) So first I'll answer another question. "What's the point of this blog?" There are actually multiple reasons, obviously to document my story in dividend growth investing (with a lot of creativity\ imagination with describing my determination), to show brand new investors that anything is possible, and best for last is to give the retirees a good show to watch. Recap from last month, a young man on his way to his first $100,000 in his 20s. Think that's the best way I can answer that question. 

Another topic that keeps popping is the infamous AT&T.  So what are my plans with (T)? Once I hit 100 shares that's it. I'll let it compound within my Roth IRA for the rest of my life, I have WAAAAAY better-performing stocks on my mind to add more capital towards. As a matter of fact, I haven't bought not one single share this year, DRIP has been doing that for me. AT&T is more of like a pension plan for my 59.5-year-old self in the future. It's nothing fancy just a really really FAT check coming in every quarter. Every stock should have its purpose. As for better-performing stocks I already have 3 GROWTH STOCKS in mind, that has a tiny dividend with a massive yearly dividend growth, which will be added to my taxable account once I max out my ROTH IRA contribution. The 3 growth stocks are (???), (???), and (???).......... (I got ya lol) it will be my little secret until I actually purchase them 😜. There's your cliff hanger for next year. 

Alright, guys I hope that clears up a lot of the confusion behind this blog. I'll also be giving more life updates as I get closer to my trucking career. Once I get my hands on that higher income, this story is going to be a blast. Anyway, guys hope you guys did well for the month, and ill see you guys next time. 

Dividend Update August 2020

 

What's up guys, welcome back to the Dividend mascot blog. This month I was nothing but 100% brutal with forcing this wealth to go higher. I was doing the usual 14 hours days but really wasn't cutting it. Then I was like " alright that's it, lets take things even further" now 16 hour days. (Brutal determination). So at age 25, I have surpassed $40,000+ and I don't even realize it. The only number I have in mind right now is $100,000. I at least wanted to go past $40,000+, because there's been a change in plans. At this point income-wise I've hit my "limit". The airline industry has run its course for the last 5 years so now its time for a change.

So here's the big news....... I plan on getting my CDL A license and go trucking Over The Road (OTR). Been thinking about this for a loooooooong time. What high-income career would I want to do? Before we get to all the cool stuff I love to do on this blog lets go over the dividend income.

Roth IRA

Total: $89.99

Taxable Account 

Total: $36.21

Grand Total: $126.20

YoY: 34.97%

Purchases: 5 shares of ED, 3 shares of PM, 5 shares of VZ & 3 shares of VCLT

Alright, so the taxable account is officially done for the year. I just announced I hit $10,000+ last month, now its currently sitting at $11,500+. Brutally forcing the accounts to grow, which will then result in the compounding effect to go crazy. A solid 4 holdings portfolio for early passive income for age 40. I want to achieve the 90-degree wealth curve early in life. A story of a young man filled with ruthless determination ready to win. Also to put on a good show for the retirees to sit back and watch. 

This clip below of Anakin Skywalker in this duel from the star wars prequel describes exactly how driven I was to hit $40,000+ in the month of August. He's young, ruthless, and 100% aggressive. Exactly how bad I want to win.

Brutal Determination $40,000+

on $12.67 an hour

The closer I get to achieving $100,000 in my 20s the more ruthless and brutal I get in this game. I absolutely love creating blogs like this, it makes the story/blog come alive. Like its a movie, I wish Dave Ramsey could just sit back watch this story, and be impressed just like Chancellor Palpatine in the clip above was impressed by Anakin's duel. Believe it or not, it was actually Dave Ramsey that created this monster a long time ago, it was not Warren Buffet, Charlie Munger, or even Kevin O'Leary. Anyways I have even more news to discuss that could make this investing story even more ridiculous.

A change in plans

Alright so lets cut to the chase, so I plan on going (OTR) Over the road trucking most likely for a company named Prime inc. Unfortunately, I can't even test for my CDL permit license until January 2021 because everything's been backed up from the pandemic crisis. So since I have all this time before I even call a recruiter/ or apply to any trucking companies to make the switch, ill temporarily stop investing until I get my savings up to $5,000 which in all honestly won't take very long. Once that's complete, then ill go back into investing. This is the savings cushion I want to be set during the small window of no income coming in while I'm going through orientation and training on a truck with an instructor to test for the CDL A license. Once I passed, I automatically become an employee ready to complete a 50,000-mile training phase with a trainer over the road. Once I get my hands on a CDL A license and go OTR its a checkmate for semi-retirement. At that point, I don't think I would even need to wait until 40 to have dividends pay for my bills while still working. Sadly none of this process will even start until next year so this is basically my plan for 2021. Plus when I take my CDL permit test I plan on going the extra mile and getting every endorsement and anything extra to make my license look impressive when I apply to Prime inc. or any other OTR companies. 

For anyone who is currently in the trucking industry reading this, I plan on going Flatbed 😎. So to make this simple there's basically 4 main trucking categories plus a bunch more but these are your main ones. There's refrigerated (reefer), dry van (dry freight), tanker, and then there's flatbed. Another reason I love flatbed is that you usually deliver in construction areas, I love construction. When I saw videos of flatbed trucking I was like "now that's what I want to do". 

Physical work in all types of weather is what I do best because that's basically what I do now for American Eagle. I Also worked for Spirit Airlines in the past, don't matter if its hot, cold, windy rain, or snow you have to go out there and service that plane. 5+ years of experience in all kinds of weather so this may give me the edge going into the flatbed division and besides I want to stay fit as a trucker too. Anyways that's it on that topic. Here's a cool photo of a Prime inc. flatbed truck below to end off this blog.

Alright, guys I usually don't make my blogs this long so I hope you guys enjoyed it. If you want to view the entire portfolio all you need to do is click the portfolio tab above. As always fellas keep stacking that sweet dividend money and ill see you guys next time 😉.

Dividend Update July 2020

Whats up fellas, welcome back to the "lets get that sweet dividend money" blog........nah just kidding. Welcome to the Dividend Mascot blog guys, even when im 40+ years old in the future, ill still be using that nickname within the dividend growth community. Anyways guys so as usual im being extremely aggressive pushing the portfolio to new levels. QCOM (Qualcomm) is my star holding of the week with massive capital gains, (first holding to surpass $1,200+ in total gains) most likely from the 5G movement and with there involvement in the development of phone chips with APPL (Apple). If Apple stock has a strong rally then Qualcomm stock will basically copy and have a nice rally as well. QCOM up 18+% in the last 5 days (7/30/20 to 8/3/20) as well as APPL up 14+% in the same time frame. Anyway guys lets go over the dividend income.       

Roth IRA

Total: $90.10

Taxable Account

Total: $35.39

Grand Total: $125.49

YoY: 32.27%

Purchases: 5 shares of VZ, & 3 shares of ED

The Taxable account has surpassed $10,000+, like litterally the fastest $10k i have ever built compared to the Roth IRA first $10k. It was like pressing "saved game" button on the Roth IRA and then pressing "start new game" button for the Taxable account. The difference was i started the account with all the experience i gained from building the IRA. The more experience you have the faster you grow your wealth. So ive said before once i hit $10k on this account ill transition back over to max out the Roth IRA. Im just going to top off all 4 of my holdings of VCLT, PM, ED, & VZ. With PM, ED, & VZ all 3 spinning off a healthy $30+ dividend payments so when im not active on the account, the compound interest is big enough so that in a way its managing the account by itself 😉. ED is already set and done to payout a $30+ dividend, so once VZ & PM are set ill throw the left over or a few hundred at my bonds (VCLT) then im done with Taxable account for the rest of the year. 

Also i must add that my yearly projected dividend income is now over $1,500+ (on flat shares no added interest, like 20.000 shares for an example), this projection was calculated on google sheets using flat shares on purpose to not only underestimate the yearly income, but to also cause myself to push the portfolio even harder than i anticipated. Its like dividend investing on hard mode, no compound interest unless the interest has accumulated a whole share then ill add 1 share to the stock.  

Well guys that should be it for this update, if you want to see my entire portfolio just click the "portfolio" tab above. Alright guys, keep stackin that sweet dividend money and ill see you guys next time 😎.

Dividend Update June 2020

Happy 4th of July everyone!!!! Welcome back to the Dividend Mascot blog =). 2nd quarter 2020 results are $364.61, surpassing $350+ (starts hittin em Michael Jackson smooth criminal moves). Anyway guys, what did you guys think of markets activity in the last 30 days? The NASDAQ is looking pretty good at 10,200+, the S&P 500 is at 3,100+ just 250+ points away from breaking even from its previous highs, and as for the DOW..........its just all over the place lol currently at around 25,800+. As of right now the NASDAQ is the only market i see as bullish. Anyways guys enough chit-chat lets go over the dividend income. 

Total: $92.50

Total: $27.63

Grand Total: $120.13 ( im already looking forward to $150+)
YoY: 23.02%
Purchases: 4 shares of ED, & 4 shares of VZ



As you can see ive received my first dividend payment of $18.36 from (ED) Consolidated Edison.......excellent. The switch from (RDS.B) Royal Dutch Shell (just hours after they announced a dividend cut) into (ED) went flawless. In the previous quarter in March i made $117.21, so i actually increased my income instead of being hit by a decrease. As we cross the half way mark of 2020 i will announced that my year-end goal is $150+ a month. Have to take things up a notch moving forward if i want any possibility of hitting $1,000 a month by 30 (i have 5 years left). Every decision i make, every double shift (14 hours ) i decide to work back to back is based on mathematics. Im playing a game of chess and im willing to do whatever it takes to win. My final thoughts on Royal Dutch Shell is that at this point all i care about are the employees, i dont want to hear any news about a bunch of employees getting laid off.  



As i end off this blog i just want to give my firm salute to all the Veterans as we celebrate 4th of July. To all my retirees sit back  and getting ready for what's to come for my journey in the future, as for all investors keep stackin that sweet dividend money and ill see you guys next time =)   

Dividend Update May 2020

Whats up fellas, welcome back to the Dividend Mascot blog =)

Man the market has been on a rodeo bull ride "recovery" lately. Dow Jones topping 27,000+, S&P 500 near 3,200 & guess what.........the NASDAQ has fully recovered to 9,800+ since the recent stock market crash ladies and gentlemen.......unbelievable. I might as well get ready for the bull to enter the rodeo ring again. May have to say my sweet goodbye to the grizzly bear that ive had a wonderful time cuddling with in the woods during this crazy red market, now all i see is green. Personally i dont see a bull market until all 3 markets have fully recovered past there previous highs. Lets see what happens for the market during the second half of 2020.  Anyways guys, let go over the dividend income.  

Roth IRA

Total: $87.70

Taxable Account

Total: $30.77

Grand total: $118.47

YoY: 44.12%

NEW PAYDAY RECORD: $60.64 - 5/1/20 (T/VZ/GIS)

Purchases: 14 shares of ED


Alright fellas so (ED) Consolidated Edison holding in my Taxable account is now valued over $2,000+, everything went as planned.  The taxable account is now approaching $10,000 as the market continues to go green. Soon enough the entire portfolio will be valued over $40,000. I think at this point hitting a $100,000 before 30, (as im 25 right now) its a rap folks. The heavier i scale my holdings and not diversify (or at the very least every few years diversify), the faster the wealth compounds. During the crazy red markets i kept repeating over and over again that i stayed focus and strictly dollar cost average my way through the crash (so beginner investors can see). When the market recovers all those purchases you made during the crash will boost your portfolio even higher. All i care about at this point is scaling heavier and heavier like for example like 100 shares of Clorox, Johnson & Johnson, McDonald's, Kellogg's, Coca-cola, Pepsi, Kimberly-Klark, Proctor & Gamble & more. That is my vision for the future with in the next 5 years and obviously 100+ share holdings in my taxable account as well.



Anyway guys this just a short little update nothing special just boring. Hope you all did well for the month of May with your dividends. Stay safe out there, keep stacking that sweet dividend money, and ill see you guys next time =) 

Dividend Update April 2020

Whats up fellas, welcome back to the Dividend Mascot blog. Hope you all did well with your dividend income for the month. As many of you have heard, Royal Dutch Shell (RDS.A/B) has cut its dividend for the first time since World War 2 (thats over 70 years of dividend payments). Your probably wondering "oh my gosh what are you going to do!?!"..........its already been fixed before you even clicked on this blog (within a snap of the fingers of its announcement on Seeking Alpha i already had a 4 figure new position set on this replacement stock). I had a back up stock set in place for this that pays out a dividend in the same quarters that shell does (pretty cool right?), and on top of that i was already planning on switching from RDS.B to this much stronger stock for the taxable account anyways. Especially for tax reasons i needed a stronger stock plus it needs to give out a "Qualified" dividend rather than a dividend that comes out under just "income" when you file your taxes. I will discuss about the "new" position after we go over the dividend income. So with out further or do lets go over the sweet dividend money. 

Roth IRA

Total: $92.39

Taxable Account

Total: $32.62

Grand Total: $126.01
YoY: 49.76%
Purchase: 3 shares of PM & 13 shares of ED (will be buying alot more of ED soon)
Sell: All RDS.B shares


So as always i love to have my blog be as "straight forward to the point" as possible. I like to keep it real on here. So lets discuss the new position of (ED) Consolidated Edison that replaced Royal Dutch Shell (RDS.B) after they cut there dividend by 66%. (ED) is a eletric/gas utility company founded in 1884 based in New York and has an impressive 45+ years of dividend raises. In like 5 years or less (ED) will be crowned a dividend king (50 years of dividend raises) this stock has been in the air for me for a really really really long time and ive never mentioned it once on this blog. Every time i would study dividend kings or look up dividend list on kiplinger.com back then i would always see (ED) pop up on the side as recommended stocks based on my search history of strong dividend stocks. So making this quick move just made my portfolio alot stronger along with all my other "boring" stocks, so when everything is set by the end May my (ED) holding value will be around the ~$2,000 ball park. Like that old saying "it takes money to make money", i remember back when my entire portfolio was worth that much. So If you look through my portfolio like over half of it is from the shelves from your local Walmart lol. All i care about are strong recognizable "brands". 


As i get closer and closer to my 5 year anniversary of dividend growth investing the more i only care about dividend kings if i ever want to diversify into more dividend growth stocks lol.  The more this is becoming a video game.... litterally. So i all want to do is leave the portfolio the way it is and continue to scale up all my holdings, and one day ill be having several 5 figure holdings because i dont want to diversify 😉. 



Btw got something really cool for guys, so the moment i saw the shells dividend cut notification i made a smooth quick transition to (ED). Just like how you see Wesker in this boss fight video takes off his glasses and throws it behind 😎. Its like im literally sitting the edge of my couch with an xbox controller in hands playing an intense video game lol. Hope you all enjoy my crazy enthusiasm. 

The moment shells dividend cut news came in

In this game of dividend growth investing sometimes you have to be brutal. Thats why you sometimes see me share videos like this to illustrate my brutal determination. To set things up right so my 40 year old 15 years from now can have all his monthly basic expenses paid by the dividend income the taxable account. 

Well thats it for this one folks, as i end this blog i want to give a shoutout to all hospital doctors/nurses wearing those suits and mask that are working hard treating the coronavirus patients. Anyway guys i hope you enjoyed the blog, keep stacking that sweet dividend money, and ill see you guys next time 😉.

Dividend Update March 2020

Whats up fellas, welcome back to the Dividend Mascot's blog =)
Dividend income is looking extra pretty, ive hit my 1st Quarter goal of $325+. So ive been sleeping real good, btw i found a Angry Birds plush (black bomber bird) from a long time ago when cleaning out the crib so ive been sleeping extra warm and fuzzy with my little Angry Bird.

 So this market crash we are currently going through is the first stock market crash ive ever experienced as an dividend growth investor, everything is priced extra juicy, and im having a wonderful time. I know ive said this a million times already but i love RED MARKETS. As an investor i like to cuddle with the bear in the market, if you treat the bear with respect it will not bite you. Holding and buying through a crash could grant you massive returns over the years. When the market is bloody red and everyone is running around scared like the world is about to end, opportunities in the market can potentially give you 1,000%+ in capital gains plus dividend growth (with compounding dividends) over the course of 10+ years as the market recovers and enters back to another strong bull market. Just a hypothetical return based on the past stock market crashes. Ive been studying the 2000 bubble, and the famous 2008 crisis over the few years ive been investing. I also just started researching and learning about the crash of 1987. I just keep seeing this similar cycle of strong bull markets after the market pours blood all over the streets. So as always im just saying absolutely focused on my boring as hell dividend growth stocks consistently buying more shares, basically dollar cost averaging its that simple folks. Alright so lets go over the dividend income.   

Roth IRA

Total: $85.16

Taxable Account

Total: $32.05

Grand Total: $117.21
YoY: 59.25%
Q1 Total: $325.92
Purchases: 2 shares of CLX & 5 shares of VWOB


Had to stop by Walmart and buy some more Clorox bathroom cleaner, and stop by the bank on my way home to get me a few bond coupons strips lol (all of my old school investors/ retirees reading will know what im talking about 😉) . Just straight up "boring", just the way i like it. Btw RDS.B dividend payment nearly bought me a free full barrel of oil (1 share) because shares were really cheap. With everything looking soo juicy to buy its hard for me not to contribute to my Roth IRA holdings, because i need to get back on them juicy Big Macs from McDonald's again folks they now got extra sauce on them joints, currently priced at ~$174/share. I may just go back and forth between my Taxable account and my Roth IRA every month. One month im on the Taxable account and then the next month i go back to the Roth IRA and so on. 

Btw ive been seeing some of the investing youtubers saying that this crash is worst than 2008. Meanwhile im over here snoring with my Angry Bird Plush XD. Guys if this is worst than 2008? Then im litterally sleeping on this crash. (I bet Charlie Munger would be proud lol) Youtuber Jeremy from "Financial Education" said that this is the fastest 30%+ decline in the history of the stock market. Im like "if this is what it feels like investing during a stock market crash then ill be just fine for the next 35 - 40 years of investing" im in bed snoring XD.




To end off this blog update i just want to say thank you for reading all my updates, you all stay safe out there during this pandemic. Hope you all did well for the month of March with your dividend income, and ill see guys next time 😉

Dividend Update February 2020

Whats up guys, welcome back to the Dividend Mascot blog. Dividend income going strong for the start of the year. My goal of $325+ for the first Quarter of 2020 is looking really good folks. Ok so the market has taken a big hit recently resulting in a correction. I loooove it when markets go bloody red. You can make a lot of gains as the market recovers (all of my "boring" favorite stocks were on sale) and you can increase your dividend income very fast in a market correction. Capturing 52wk lows on your holdings. I told my followers on my Facebook page to stay focused and stay the course of contributing to solid dividend growth stocks. Alright guys so lets go over the dividend income ;)

Roth IRA

Total: $84.36

Taxable Account

Total: $28.79

Grand Total: $113.15 (not too shabby)

YoY: 52.74%

Purchases: 2 shares of MCD, 2 shares of KMB, 3 shares of RDS.B, 2 shares of PM, & 4 shares of VZ

Them Big Macs from McDonalds started smelling extra juicy in the kitchen, so i was able to get in on $190.59/share. Needed some tissue paper to go with my happy kids meal so i was able to pick up Kimberly-clark at a good price of $129.17/share, some pretty good entry lows for my "boring" stocks. I also want to hoard a bunch of barrels of oil from Royal Dutch Shell as it continues to bounce off its new 52wk low or break into a new 52wk low. I started contributing to my Roth IRA earlier then i planned because of this market correction. So im going to make one more purchase in my Roth, then go back into scaling my Taxable account up to $10,000 to $11,000. Once i hit these numbers, then i will officially be moving over to my Roth maxing out my contributions. (If the market goes crazy again then i will make a few quick purchases in my Roth IRA like i did for the month of February 2020)

BTW my heart goes out to all the victims of the Coronavirus. Stay safe out there guys. Thanks for stopping by and reading my blog update. Stay focused on your dividend growth investing goals, hope you all enjoyed and ill see you guys next time.  

Dividend Update January 2020

Whats up guys, hope you all did well for the month of January. This month is usually the lowest throughout the whole year. Also i just had my 25th birthday on February 6th, and now i have to push myself to be the most wise 25 year old i can possibly be. You will only be 25 years old ONCE in your entire life folks, this wise mindset was used through 21-24 years of age. Not only being wise with pushing my wealth as hard as i can in my 20s, but try to improve myself in all the different categories in life. What would my 45 year old want me to achieve this year? the answer is just 2 words..............brutal determination. Alright folks you guys ready for 2020? Without further or do lets now go over the dividends below.

Roth IRA

Total: $74.62

Taxable Account

Total: $20.93

Grand Total: $95.55

YoY: 65.45%

Purchases: 4 shares of VCLT, & 3 shares of RDS-B

Alright so im off to a good start for 2020. The Taxable account already broke $8,000+, looking forward to pushing this account into the $10,000 - $11,000 range of just 4 core holding accumulating additional shares like crazy. Once thats done then ill work on maxing out the Roth IRA for 2020. So heres my long term plan folks, I want the taxable account to spin off $1,000+ or even $1,500+ a month by my 40th birthday. Used pay for my basic monthly expense. Pretty much giving myself a really cool birthday present 15 years into the future. At 40 years old is marked semi-retired, i will recieve taxable dividends every month but still working 40 hours a week. If i have it to where my dividends are covering 90% to even over 100% of my basic expenses i could literally invest close to 75% or more of my working income on a yearly basis, causing my wealth to explode in size even faster. At 60 years old its marked fully-retired, i will be living off both the Taxable account and Roth IRA dividends in my golden years 😎. I call this my Layered Retirement plan. You will usually see me bring this up like once a year for new readers to see. I invented this plan i think at 22 years old, it was always natural for me to think of things many years ahead.

So i hope you guys enjoyed this short update, keep on stackin that sweet dividend money and ill see you guys next time 😁

Dividend Update December 2019

Whats up guys HAPPY NEW YEAR 2020!!! Welcome back to the Dividend Mascot blog, before we get started i just wanted to say thank you for following my adventure. By the look of the chart above, your probably wondering if im going to celebrate BIG on this blog (like a rave party)........and yes your correct. This one is going to be interesting folks, its 4 MONTHS OF DIVIDEND RECORDS BACK TO BACK celebration, so im going to take you guys back in time like 2010 -2011 maybe even tell a little backstory. Before we get to all that cool stuff lets get through the important information first. Usually for my December update ill add additional graphs to give you guys a better look at my overall performance and dividends throughout the year. So without further or do lets go over..........everything for the year!!!

2019's Portfolio Final Score

$18,202.28 to $34,341.71

26.42% capital gains

Roth IRA

Total: $102.17

Taxable Account

Total: $33.95

Quarterly Dividends

Yearly Dividends

Grand Total: $136.12 (pops 2 champagne bottles at the same time)

YoY: 59.01%

Purchases: 2 shares of PM, & 4 shares of VZ

2019's Total contributions: $10,600 (was totally clueless until December lol)

So VWOB & VCLT pay twice in the month of December,  which no payments from these bonds will come in for January 2020. I looked back at the dividend history and it seems these bonds always pay in December and skips the following January. On top of that i also got a special dividend from MAIN which is awesome. Guys this is just truly unbelievable look at my yearly dividends i almost doubled my yearly "earned" dividends 3 years in a row. I'll be at $10,000 a year before you know it folks XD. Quarterly look good and steady as usual, ill throw it out there and say my Q1 goal for 2020 is $325. For the first few month of 2020 ill be pushing my taxable account's value past $10,000 hopefully bringing in close to $50+ a month. Once that's accomplished then ill start eating away at my 2020 Roth IRA contributions. Also NO DIVERSIFICATION for 2020 just going to stay the course and contribute making my original holdings bigger and bigger.

Flash-Back Back story

Alright now its time for the fun stuff , so for this very special milestone of 4 dividend record month's streak im going to celebrate to a very nostalgic music video (below) from 2011 when i was a sophomore in high-school. This video literally brings me back to the classroom in my seat leaning on the wooden table, enjoying this on my old tablet during break in class. Back then I would walk as fast as i can home so i can connect with my friends on Xbox, and i even left my parents house early some days just so i can hang out with my friends before school to play more video games. This is straight history folks, that's about 3 years after the famous stock market crash of 2008, and i still had noooo clue what the heck was going on lol. I literally had a multi-million dollar opportunity right under my nose lol (Could of worked at McDonald's and invested it all in stocks). I started investing early in my life anyways but imagine if i would of started even earlier. All i knew back then was when Call of Duty: Black Ops comes out or when the IPhone 5 was going to be released lol. Oh wait there more......and a whole lot of cartoons........well i still kinda like cartoons now but you get the point XD. So this video is my special way of not only celebrating to a very special achievement but also my final goodbye to the teens of the 2010s. Very special decade for me, from age 15 (2010) to soon turning 25 (2020) in February.

My little jam to 4 months of dividend records

back to back

Original video link: https://www.youtube.com/watch?v=oH-8_-0iygE

Hope you enjoyed the creativity behind my blogs, and i hope you all did well for 2019. I try to be as motivating as i possibly can because anybody can do this folks. You can become a millionaire, you can create your own blogs, making it your own and people from all over the world will love it. Guys i literally get a flood of likes and hearts the split second i press the share button for my blog updates lol its freaking amazing. Alright folks i hope to see you all make that sweet dividend money and as always ill see you guys next time ;)

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