Dividend Update May 2020

Whats up fellas, welcome back to the Dividend Mascot blog =)

Man the market has been on a rodeo bull ride "recovery" lately. Dow Jones topping 27,000+, S&P 500 near 3,200 & guess what.........the NASDAQ has fully recovered to 9,800+ since the recent stock market crash ladies and gentlemen.......unbelievable. I might as well get ready for the bull to enter the rodeo ring again. May have to say my sweet goodbye to the grizzly bear that ive had a wonderful time cuddling with in the woods during this crazy red market, now all i see is green. Personally i dont see a bull market until all 3 markets have fully recovered past there previous highs. Lets see what happens for the market during the second half of 2020.  Anyways guys, let go over the dividend income.  

Roth IRA

Total: $87.70

Taxable Account

Total: $30.77

Grand total: $118.47

YoY: 44.12%

NEW PAYDAY RECORD: $60.64 - 5/1/20 (T/VZ/GIS)

Purchases: 14 shares of ED


Alright fellas so (ED) Consolidated Edison holding in my Taxable account is now valued over $2,000+, everything went as planned.  The taxable account is now approaching $10,000 as the market continues to go green. Soon enough the entire portfolio will be valued over $40,000. I think at this point hitting a $100,000 before 30, (as im 25 right now) its a rap folks. The heavier i scale my holdings and not diversify (or at the very least every few years diversify), the faster the wealth compounds. During the crazy red markets i kept repeating over and over again that i stayed focus and strictly dollar cost average my way through the crash (so beginner investors can see). When the market recovers all those purchases you made during the crash will boost your portfolio even higher. All i care about at this point is scaling heavier and heavier like for example like 100 shares of Clorox, Johnson & Johnson, McDonald's, Kellogg's, Coca-cola, Pepsi, Kimberly-Klark, Proctor & Gamble & more. That is my vision for the future with in the next 5 years and obviously 100+ share holdings in my taxable account as well.



Anyway guys this just a short little update nothing special just boring. Hope you all did well for the month of May with your dividends. Stay safe out there, keep stacking that sweet dividend money, and ill see you guys next time =) 

Dividend Update April 2020

Whats up fellas, welcome back to the Dividend Mascot blog. Hope you all did well with your dividend income for the month. As many of you have heard, Royal Dutch Shell (RDS.A/B) has cut its dividend for the first time since World War 2 (thats over 70 years of dividend payments). Your probably wondering "oh my gosh what are you going to do!?!"..........its already been fixed before you even clicked on this blog (within a snap of the fingers of its announcement on Seeking Alpha i already had a 4 figure new position set on this replacement stock). I had a back up stock set in place for this that pays out a dividend in the same quarters that shell does (pretty cool right?), and on top of that i was already planning on switching from RDS.B to this much stronger stock for the taxable account anyways. Especially for tax reasons i needed a stronger stock plus it needs to give out a "Qualified" dividend rather than a dividend that comes out under just "income" when you file your taxes. I will discuss about the "new" position after we go over the dividend income. So with out further or do lets go over the sweet dividend money. 

Roth IRA

Total: $92.39

Taxable Account

Total: $32.62

Grand Total: $126.01
YoY: 49.76%
Purchase: 3 shares of PM & 13 shares of ED (will be buying alot more of ED soon)
Sell: All RDS.B shares


So as always i love to have my blog be as "straight forward to the point" as possible. I like to keep it real on here. So lets discuss the new position of (ED) Consolidated Edison that replaced Royal Dutch Shell (RDS.B) after they cut there dividend by 66%. (ED) is a eletric/gas utility company founded in 1884 based in New York and has an impressive 45+ years of dividend raises. In like 5 years or less (ED) will be crowned a dividend king (50 years of dividend raises) this stock has been in the air for me for a really really really long time and ive never mentioned it once on this blog. Every time i would study dividend kings or look up dividend list on kiplinger.com back then i would always see (ED) pop up on the side as recommended stocks based on my search history of strong dividend stocks. So making this quick move just made my portfolio alot stronger along with all my other "boring" stocks, so when everything is set by the end May my (ED) holding value will be around the ~$2,000 ball park. Like that old saying "it takes money to make money", i remember back when my entire portfolio was worth that much. So If you look through my portfolio like over half of it is from the shelves from your local Walmart lol. All i care about are strong recognizable "brands". 


As i get closer and closer to my 5 year anniversary of dividend growth investing the more i only care about dividend kings if i ever want to diversify into more dividend growth stocks lol.  The more this is becoming a video game.... litterally. So i all want to do is leave the portfolio the way it is and continue to scale up all my holdings, and one day ill be having several 5 figure holdings because i dont want to diversify 😉. 



Btw got something really cool for guys, so the moment i saw the shells dividend cut notification i made a smooth quick transition to (ED). Just like how you see Wesker in this boss fight video takes off his glasses and throws it behind 😎. Its like im literally sitting the edge of my couch with an xbox controller in hands playing an intense video game lol. Hope you all enjoy my crazy enthusiasm. 

The moment shells dividend cut news came in

In this game of dividend growth investing sometimes you have to be brutal. Thats why you sometimes see me share videos like this to illustrate my brutal determination. To set things up right so my 40 year old 15 years from now can have all his monthly basic expenses paid by the dividend income the taxable account. 

Well thats it for this one folks, as i end this blog i want to give a shoutout to all hospital doctors/nurses wearing those suits and mask that are working hard treating the coronavirus patients. Anyway guys i hope you enjoyed the blog, keep stacking that sweet dividend money, and ill see you guys next time 😉.

Dividend Update March 2020

Whats up fellas, welcome back to the Dividend Mascot's blog =)
Dividend income is looking extra pretty, ive hit my 1st Quarter goal of $325+. So ive been sleeping real good, btw i found a Angry Birds plush (black bomber bird) from a long time ago when cleaning out the crib so ive been sleeping extra warm and fuzzy with my little Angry Bird.

 So this market crash we are currently going through is the first stock market crash ive ever experienced as an dividend growth investor, everything is priced extra juicy, and im having a wonderful time. I know ive said this a million times already but i love RED MARKETS. As an investor i like to cuddle with the bear in the market, if you treat the bear with respect it will not bite you. Holding and buying through a crash could grant you massive returns over the years. When the market is bloody red and everyone is running around scared like the world is about to end, opportunities in the market can potentially give you 1,000%+ in capital gains plus dividend growth (with compounding dividends) over the course of 10+ years as the market recovers and enters back to another strong bull market. Just a hypothetical return based on the past stock market crashes. Ive been studying the 2000 bubble, and the famous 2008 crisis over the few years ive been investing. I also just started researching and learning about the crash of 1987. I just keep seeing this similar cycle of strong bull markets after the market pours blood all over the streets. So as always im just saying absolutely focused on my boring as hell dividend growth stocks consistently buying more shares, basically dollar cost averaging its that simple folks. Alright so lets go over the dividend income.   

Roth IRA

Total: $85.16

Taxable Account

Total: $32.05

Grand Total: $117.21
YoY: 59.25%
Q1 Total: $325.92
Purchases: 2 shares of CLX & 5 shares of VWOB


Had to stop by Walmart and buy some more Clorox bathroom cleaner, and stop by the bank on my way home to get me a few bond coupons strips lol (all of my old school investors/ retirees reading will know what im talking about 😉) . Just straight up "boring", just the way i like it. Btw RDS.B dividend payment nearly bought me a free full barrel of oil (1 share) because shares were really cheap. With everything looking soo juicy to buy its hard for me not to contribute to my Roth IRA holdings, because i need to get back on them juicy Big Macs from McDonald's again folks they now got extra sauce on them joints, currently priced at ~$174/share. I may just go back and forth between my Taxable account and my Roth IRA every month. One month im on the Taxable account and then the next month i go back to the Roth IRA and so on. 

Btw ive been seeing some of the investing youtubers saying that this crash is worst than 2008. Meanwhile im over here snoring with my Angry Bird Plush XD. Guys if this is worst than 2008? Then im litterally sleeping on this crash. (I bet Charlie Munger would be proud lol) Youtuber Jeremy from "Financial Education" said that this is the fastest 30%+ decline in the history of the stock market. Im like "if this is what it feels like investing during a stock market crash then ill be just fine for the next 35 - 40 years of investing" im in bed snoring XD.




To end off this blog update i just want to say thank you for reading all my updates, you all stay safe out there during this pandemic. Hope you all did well for the month of March with your dividend income, and ill see guys next time 😉

Dividend Update February 2020

Whats up guys, welcome back to the Dividend Mascot blog. Dividend income going strong for the start of the year. My goal of $325+ for the first Quarter of 2020 is looking really good folks. Ok so the market has taken a big hit recently resulting in a correction. I loooove it when markets go bloody red. You can make a lot of gains as the market recovers (all of my "boring" favorite stocks were on sale) and you can increase your dividend income very fast in a market correction. Capturing 52wk lows on your holdings. I told my followers on my Facebook page to stay focused and stay the course of contributing to solid dividend growth stocks. Alright guys so lets go over the dividend income ;)

Roth IRA

Total: $84.36

Taxable Account

Total: $28.79

Grand Total: $113.15 (not too shabby)

YoY: 52.74%

Purchases: 2 shares of MCD, 2 shares of KMB, 3 shares of RDS.B, 2 shares of PM, & 4 shares of VZ

Them Big Macs from McDonalds started smelling extra juicy in the kitchen, so i was able to get in on $190.59/share. Needed some tissue paper to go with my happy kids meal so i was able to pick up Kimberly-clark at a good price of $129.17/share, some pretty good entry lows for my "boring" stocks. I also want to hoard a bunch of barrels of oil from Royal Dutch Shell as it continues to bounce off its new 52wk low or break into a new 52wk low. I started contributing to my Roth IRA earlier then i planned because of this market correction. So im going to make one more purchase in my Roth, then go back into scaling my Taxable account up to $10,000 to $11,000. Once i hit these numbers, then i will officially be moving over to my Roth maxing out my contributions. (If the market goes crazy again then i will make a few quick purchases in my Roth IRA like i did for the month of February 2020)

BTW my heart goes out to all the victims of the Coronavirus. Stay safe out there guys. Thanks for stopping by and reading my blog update. Stay focused on your dividend growth investing goals, hope you all enjoyed and ill see you guys next time.  

Dividend Update January 2020

Whats up guys, hope you all did well for the month of January. This month is usually the lowest throughout the whole year. Also i just had my 25th birthday on February 6th, and now i have to push myself to be the most wise 25 year old i can possibly be. You will only be 25 years old ONCE in your entire life folks, this wise mindset was used through 21-24 years of age. Not only being wise with pushing my wealth as hard as i can in my 20s, but try to improve myself in all the different categories in life. What would my 45 year old want me to achieve this year? the answer is just 2 words..............brutal determination. Alright folks you guys ready for 2020? Without further or do lets now go over the dividends below.

Roth IRA

Total: $74.62

Taxable Account

Total: $20.93

Grand Total: $95.55

YoY: 65.45%

Purchases: 4 shares of VCLT, & 3 shares of RDS-B

Alright so im off to a good start for 2020. The Taxable account already broke $8,000+, looking forward to pushing this account into the $10,000 - $11,000 range of just 4 core holding accumulating additional shares like crazy. Once thats done then ill work on maxing out the Roth IRA for 2020. So heres my long term plan folks, I want the taxable account to spin off $1,000+ or even $1,500+ a month by my 40th birthday. Used pay for my basic monthly expense. Pretty much giving myself a really cool birthday present 15 years into the future. At 40 years old is marked semi-retired, i will recieve taxable dividends every month but still working 40 hours a week. If i have it to where my dividends are covering 90% to even over 100% of my basic expenses i could literally invest close to 75% or more of my working income on a yearly basis, causing my wealth to explode in size even faster. At 60 years old its marked fully-retired, i will be living off both the Taxable account and Roth IRA dividends in my golden years 😎. I call this my Layered Retirement plan. You will usually see me bring this up like once a year for new readers to see. I invented this plan i think at 22 years old, it was always natural for me to think of things many years ahead.

So i hope you guys enjoyed this short update, keep on stackin that sweet dividend money and ill see you guys next time 😁

Dividend Update December 2019

Whats up guys HAPPY NEW YEAR 2020!!! Welcome back to the Dividend Mascot blog, before we get started i just wanted to say thank you for following my adventure. By the look of the chart above, your probably wondering if im going to celebrate BIG on this blog (like a rave party)........and yes your correct. This one is going to be interesting folks, its 4 MONTHS OF DIVIDEND RECORDS BACK TO BACK celebration, so im going to take you guys back in time like 2010 -2011 maybe even tell a little backstory. Before we get to all that cool stuff lets get through the important information first. Usually for my December update ill add additional graphs to give you guys a better look at my overall performance and dividends throughout the year. So without further or do lets go over..........everything for the year!!!

2019's Portfolio Final Score

$18,202.28 to $34,341.71

26.42% capital gains

Roth IRA

Total: $102.17

Taxable Account

Total: $33.95

Quarterly Dividends

Yearly Dividends

Grand Total: $136.12 (pops 2 champagne bottles at the same time)

YoY: 59.01%

Purchases: 2 shares of PM, & 4 shares of VZ

2019's Total contributions: $10,600 (was totally clueless until December lol)

So VWOB & VCLT pay twice in the month of December,  which no payments from these bonds will come in for January 2020. I looked back at the dividend history and it seems these bonds always pay in December and skips the following January. On top of that i also got a special dividend from MAIN which is awesome. Guys this is just truly unbelievable look at my yearly dividends i almost doubled my yearly "earned" dividends 3 years in a row. I'll be at $10,000 a year before you know it folks XD. Quarterly look good and steady as usual, ill throw it out there and say my Q1 goal for 2020 is $325. For the first few month of 2020 ill be pushing my taxable account's value past $10,000 hopefully bringing in close to $50+ a month. Once that's accomplished then ill start eating away at my 2020 Roth IRA contributions. Also NO DIVERSIFICATION for 2020 just going to stay the course and contribute making my original holdings bigger and bigger.

Flash-Back Back story

Alright now its time for the fun stuff , so for this very special milestone of 4 dividend record month's streak im going to celebrate to a very nostalgic music video (below) from 2011 when i was a sophomore in high-school. This video literally brings me back to the classroom in my seat leaning on the wooden table, enjoying this on my old tablet during break in class. Back then I would walk as fast as i can home so i can connect with my friends on Xbox, and i even left my parents house early some days just so i can hang out with my friends before school to play more video games. This is straight history folks, that's about 3 years after the famous stock market crash of 2008, and i still had noooo clue what the heck was going on lol. I literally had a multi-million dollar opportunity right under my nose lol (Could of worked at McDonald's and invested it all in stocks). I started investing early in my life anyways but imagine if i would of started even earlier. All i knew back then was when Call of Duty: Black Ops comes out or when the IPhone 5 was going to be released lol. Oh wait there more......and a whole lot of cartoons........well i still kinda like cartoons now but you get the point XD. So this video is my special way of not only celebrating to a very special achievement but also my final goodbye to the teens of the 2010s. Very special decade for me, from age 15 (2010) to soon turning 25 (2020) in February.

My little jam to 4 months of dividend records

back to back

Original video link: https://www.youtube.com/watch?v=oH-8_-0iygE

Hope you enjoyed the creativity behind my blogs, and i hope you all did well for 2019. I try to be as motivating as i possibly can because anybody can do this folks. You can become a millionaire, you can create your own blogs, making it your own and people from all over the world will love it. Guys i literally get a flood of likes and hearts the split second i press the share button for my blog updates lol its freaking amazing. Alright folks i hope to see you all make that sweet dividend money and as always ill see you guys next time ;)

If you want to see more behind the scenes content from The Dividend Mascot go ahead and follow page (top right corner)

Dividend Update November 2019

Whats up guys welcome back to the blog, for the month of November i went on my first paid vacation EVER in Las Vegas. A wonderful trip with my now FULLY RETIRED parents (they officially retired in October). It was weird not waking up super early getting ready for my usual 14 hour days i like to do every other day or back to back to push for success. I caught myself waking up early and then realizing "oh wait im on vacation" XD. When i have achieved a $10,000,000 dividend portfolio, or achieve that figure spread out across different assets like real estate properties then i can lay in bed all day. Until then its FULL THROTTLE guys, a continuation of a young man on a mission. 

Hope you all were successful in the month of November, this month marks another dividend record for the 3RD MONTH IN A ROW (punches hard through the air). So with out further or do lets go over the results 

Roth IRA

Total: $82.75

Taxable Account

Total: $23.52

Grand Total: $106.27 (Im running out of champagne)

YoY: 61.72%

Purchases: 6 shares of LTC, & 4 shares of VCLT

Alright guys straight to the point, as usual im deploying more and more capital as hard as i can to grow and compound the Taxable Account. Last 3 months were just full raw brutal determination, i dont plan on diversifying anytime soon. I like where my portfolio is at, i stick to what i 100% understand and i keep it simple. Honorable mentions if diversification comes into play again MMM, CL, & GPC.      

To celebrate this new record im going to share a special video from the past (im still jamming to that sweet dividend money just changing things up). This video is what got me into investing back in 2015 when i was 20 years old. When you watch this video i want you to have this question in the back of your mind "What if i already have a portfolio that invest $100+ a month for me before 25 years old?". I came up with that idea back then, and made it come true. (Goes ahead and makes a time portal to 2015 to give my 20 year old self a firm handshake) This video is literally the prologue to the Dividend Mascot and my crazy enthusiasm XD

Blast from the past

(watch the entire video before reading the section below)

I be like "but Dave what if i already have a portfolio investing $100+ a month for me before 25, wouldn't that automatically make me a millionaire by 65". Very high chance my theory is correct based on compound interest and hypothetical market returns overtime. Imagine a fantasy where you wake up everyday knowing your going to be millionaire when you retire. So now it becomes a video game, so if i can hit like $1.5 million by 65 by doing nothing, now lets see how i can leverage using my youth and long time horizon by going for $10 million. I want this all to be motivation for all who is reading.  

Thats it for this one folks, i try to give my audience "straight to the point" type content, thats why my blogs always seemed short. I also want to say thank you for all the love from Facebook. I had NO IDEA that i would get all the likes and comments for running this blog the way i do (expressing my imagination and creativity). So i hope you all enjoyed Dave Ramsey yelling at you XD, keep stackin that sweet dividend money and ill see you guys next time =D